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405 Allen Street, Joliet, IL 60436.
Beautifully Updated Step-Up Ranch in the Desirable St. Pats Area! This stunning 4-bedroom, 3-bath raised ranch offers approximately 2,550 sq ft of refined living space, blending comfort, style, and modern updates throughout. Situated on a prominent corner lot, the home provides excellent curb appeal, added privacy, and a welcoming front porch perfect for relaxing mornings or evenings. Step inside to find a spacious living room, large kitchen with dinette, and an inviting eat-in area featuring premium waterproof, scratch-resistant flooring and a sleek stainless steel appliance suite. The home offers abundant closet space and a desirable main-level bedroom with a full bath, ideal for guests or flexible living arrangements. The private primary suite includes a full bath and walk-in closets, while the finished basement expands your living space with a 4th bedroom, 3rd full bath, and a huge rec/family room-perfect for related living or extended family needs. Recent updates include: Roof (2021), New siding, Brand-new washer & dryer, New dishwasher (2025). Additional highlights include an oversized 2-car garage and a maintenance-free exterior for easy living. Conveniently located near shopping, schools, and expressways.
MLS ID: 12635401
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405 Allen Street, Joliet, IL 60436.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $429,900 | $429,900 | $429,900 |
| Down Payment | $85,980 | $15,047 | $107,475 |
| Monthly Mortgage Amount | $2,062 | $2,531 | $2,634 |
| Taxes | $598 | $598 | $598 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $189 | $0 |
| Monthly Estimated Total | $2,785 | $3,443 | $3,357 |