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2795 E 28th Lot 1097 Road , Seneca, IL 61360.
Welcome to Lot 1097 in the gated community of Woodsmoke Ranch-an ideal opportunity to create your own seasonal retreat! This vacant lot is ready for your travel trailer, 5th wheel, or park model, offering a blank canvas to design the setup that fits your lifestyle. Already in place is a brand new (2025) oversized deck, providing a fantastic space for outdoor entertaining, relaxing, or enjoying the peaceful surroundings. A shed offers convenient storage, and a canvas canopy is included for added shade and comfort. This is a Category 3 lot with yearly dues of $2,015.79, which include water, electric, garbage, and access to all park amenities. Don't miss your chance to secure a move-in ready lot with valuable improvements already completed! Woodsmoke Ranch amenities: 2 pools, 2 stocked fishing ponds, 3 pavilions, basketball courts, sand volleyball, gaga ball, bags, 2 playgrounds, RC car racetrack, baseball field, laundromat, convenience store, cafe, horse stables (for rent), adult lounge, Mygrain Saloon, events planned year long and so much more. RV campground community, cannot be a primary residence. Gated community; showings by appointment only. No access without an appointment.
MLS ID: 12629735
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2795 E 28th Lot 1097 Road , Seneca, IL 61360.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $24,900 | $24,900 | $24,900 |
| Down Payment | $4,980 | $872 | $6,225 |
| Monthly Mortgage Amount | $118 | $147 | $151 |
| Taxes | $35 | $35 | $35 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $11 | $0 |
| Monthly Estimated Total | $253 | $293 | $286 |