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245 N Pine Street, Waterman, IL 60556.
Welcome home to small-town charm and peaceful country views! This inviting 4-bedroom home sits proudly on a spacious corner lot, backing up to an open field-offering privacy, wide-open sunsets, and no rear neighbors. Step inside to a comfortable layout with plenty of room for family, guests, or a home office. The kitchen features some newer appliances and the washer and dryer, purchased in 2023, will remain. Major updates provide peace of mind, including a new furnace and A/C (2020), new roof, siding, and front porch (2021), and a new water heater (2022). The refreshed exterior adds curb appeal while maintaining the home's classic character. With big-ticket improvements already done, the remaining, endless possibilities are yours! Located on a quiet corner lot, this home offers the perfect blend of small-town living and modern updates. Move-in, unpack, enjoy and make it your own!
MLS ID: 12583266
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245 N Pine Street, Waterman, IL 60556.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $225,000 | $225,000 | $225,000 |
| Down Payment | $45,000 | $7,875 | $56,250 |
| Monthly Mortgage Amount | $1,050 | $1,289 | $1,368 |
| Taxes | $313 | $313 | $313 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $99 | $0 |
| Monthly Estimated Total | $1,463 | $1,801 | $1,781 |