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212 Eastside Lane, Montezuma, IA 50171.
Stunning Lake Ponderosa Property with Two Homes and 130' of Waterfront Welcome to 212 Eastside Lane, Lake Ponderosa, Montezuma, IA?a truly exceptional lakefront property offering two separate homes in a desirable cove location, just minutes from a hard-surface road. With 130 feet of waterfront, a gradually sloping lot leading to a flat lakeside area, sandy beach, and a new seawall, this property delivers the ultimate lake lifestyle. Main Home (Built 2019) The main residence features a modern open reverse floor plan designed to maximize lake views and comfort. ? Lower level includes a kitchen, dining area, living room, bedroom, mudroom/laundry, and full bath ? All appliances are included ? Step out to the covered deck with motorized shades, relax in the hot tub, and take in breathtaking lake views ? Upper level offers three bedrooms and two bathrooms ? Electric winterized blinds in lake-facing bedrooms ? 2-car attached garage plus additional storage shed ? Paver-overlaid driveway ? New landscaping with lighting, already completed Guest Home (Built 2002 | Renovated 2023) The guest house also features a reverse floor plan and provides excellent space for visitors or extended stays. ? 1 bedroom and ¾ bath ? Open-concept kitchen, dining, and living area ? 4-season room overlooking the lake ? 2-car garage located above the living space SEE ATTACHED DOCMENT FOR MORE DETAILS
MLS ID: 6336145
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212 Eastside Lane, Montezuma, IA 50171.

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| Loan Type | FHA 30 Year Fixed | VA 30 year fixed | 30 yr Jumbo |
| Purchase Price | $1,350,000 | $1,350,000 | $1,350,000 |
| Down Payment | $47,250 | $0 | $270,000 |
| Monthly Mortgage Amount | $7,841 | $8,157 | $6,303 |
| Taxes | $1879 | $1879 | $1879 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $810 | $0 | $0 |
| Monthly Estimated Total | $10,924 | $10,430 | $8,576 |