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1617 Pine Street , Ottawa, IL 61350.
Charming and move in ready, this cozy 2 bedroom, 1 bath home offers comfort, functionality, and great value for anyone. The inviting covered front porch creates a warm welcome and provides the perfect spot to relax. Inside you will find practical layout with comfortable living spaces, ideal for first time home buyers, downsizes or investors. Convieniently located within walking distance to downtown Ottawa. Recent uppdates include deck (2025), roof 2020, electrical upgrades 2026, furnace blower 2026. FHA, USDA, & VA buyers are welcome.
MLS ID: 12630169
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1617 Pine Street , Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $145,000 | $145,000 | $145,000 |
| Down Payment | $29,000 | $5,075 | $36,250 |
| Monthly Mortgage Amount | $686 | $854 | $881 |
| Taxes | $202 | $202 | $202 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $64 | $0 |
| Monthly Estimated Total | $988 | $1,220 | $1,183 |