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1005 Joel Lane, Genoa, IL 60135.
CALLING ALL VETERANS, this is the opportunity you've been waiting for - assume a VA loan at an incredible 3.875 interest rate for qualified buyers, a rare advantage in today's market, while also benefiting from energy-efficient solar panels designed to help reduce monthly utility costs. 1005 Joel Lane in Oak Creek Estates in Genoa offers comfort, style, and generous living space with 3 bedrooms on the main level, an additional bedroom in the fully finished basement, and 3 full bathrooms, making it ideal for families, guests, and entertaining. The open, light-filled floor plan creates seamless flow between the living room, dining area, and thoughtfully designed kitchen featuring ample cabinetry and generous counter space perfect for everyday living or hosting gatherings. The fully finished basement stands out with a wet bar, expansive recreation room, full bathroom with a jetted tub, and private bedroom, providing flexible space for a home theater, game room, fitness area, or guest suite. A tankless water heater adds modern efficiency with endless hot water, while the professionally landscaped and fully fenced backyard offers a private retreat for summer BBQs, relaxing evenings, pets, or playtime, all conveniently located near schools, parks, shopping, and dining, delivering small-town charm with easy access to surrounding communities.
MLS ID: 12579357
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1005 Joel Lane, Genoa, IL 60135.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $424,900 | $424,900 | $424,900 |
| Down Payment | $84,980 | $14,872 | $106,225 |
| Monthly Mortgage Amount | $1,984 | $2,435 | $2,583 |
| Taxes | $591 | $591 | $591 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $187 | $0 |
| Monthly Estimated Total | $2,699 | $3,337 | $3,298 |